Top Ten Claim Reduction Ideas
1. Spend the time to double-check the inventory on your equipment rental returns to lessen the L&D.
2. Treat it like you own it. Make sure the person who is dealing with very valuable equipment has the experience to use it.
3. No Slurpees! – Never leave the truck unattended. A white box van on the street screams out, “Steal Me”.
4. Remember, each accident is a separate occurrence. Just like your car insurance, if you smash the side of the car in the morning and wreck the rear at lunch, it is two separate occurrences and subject to two separate deductibles. ( I’d also think you should consider taking the bus home.)
5. Mitigate The Loss – act as if you didn’t have insurance. It will help you later when you make the claim.
6. Repeat After Me – Counter to Counter. When shipping equipment, repeat the mantra as you go to the airline counter to ship and continue it when you pick up at the other end.
7. Make sure you have two sets of eyes when backing up the 5-ton truck. Think of all the blind spots. When backing the truck out of the location parking lot, make sure there is someone outside the truck, that you can see in the side mirror, watching your rear-end.
8. A little video goes a long way. When locking a location, take a video of all the areas that the company will use. If or when a claim arises, the video is proof that the crack in the wall was there before your crew set foot on the premises
9. Get some rest! – Seeing double – doubles your chances of having a claim.
10. I am convinced that shows with good craft services have fewer claims. Don’t skimp on the healthy snacks and munchies. A happy crew is a safe crew.
John Hart insurance is grateful for all our clients and contacts and we thank you for your confidence in our services. If you are not a client, we look forward to helping you with your insurance.
Feel free to contact us at any time. We’d love to discuss your insurance coverage with you.
Be Safe!
A.
www.chicas-productions.com
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